Cruise Financing
At Friendly Military Travel, we believe that everyone who serves—military members, veterans, government employees, and their families—deserves the opportunity to travel, relax, and experience the world. That’s why we proudly offer 100% cruise financing with our Cruise Now & Pay Later travel loans. Whether you’re planning a family vacation, a honeymoon, or a solo adventure, we make it simple to book a cruise today and pay it off with affordable monthly payments.
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Cruise Financing Made Easy for Military & Government Personnel
With Friendly Military Travel, you can finance your entire cruise package—including your cabin, meals, entertainment, and even airfare to the cruise port— with no down payment required.
Our quick online application process allows most travelers to be approved the same day, so you can secure your vacation plans without delay.
Partnering with All Major Cruise Lines
We finance cruises with all of the leading cruise lines, including:
- Carnival Cruise Line
- Royal Caribbean International
- Norwegian Cruise Line
- Princess Cruises
- Disney Cruise Line
- Celebrity Cruises
- Costa Cruises
- Cunard Line
- Plus many smaller cruise lines and charter options
Many of these cruise lines also offer special military discounts, and our knowledgeable staff can help you find the best deals while keeping your monthly payments manageable.
Why Choose a Military Cruise Loan?
Cost-Effective Travel
Cruises are one of the most cost-effective ways to travel the world. Your cabin, meals, onboard entertainment, and transportation between ports are all included in the cost. Compared to booking flights, hotels, meals, and activities separately, a cruise can save travelers up to 60% on their vacation.
Tailored to You
At Friendly Military Travel, we’ve helped thousands of service members and government employees book cruises affordably. From interior cabins to luxury suites with balconies, we can finance the experience that best fits your budget and travel style.
Who Qualifies for Cruise Financing?
Active Duty Military Members
- US Army
- US Navy
- US Air Force
- US Space Force
- US Coast Guard
- US Marine Corps
Other Eligible Groups
- Retired Military & Veterans
- Military Dependents & Family Members
- Department of Defense Employees
- U.S. Government Employees (including USPS, VA, NIH, Social Security Administration, and more)
Flexible Travel Financing Options
Need a flight to get to your cruise port? We can include your plane tickets in your Friendly Military Travel loan. From airfare, hotels & resorts, car rentals and cruises, we finance more than just your trip—we finance your entire travel experience.
Airfare
Finance your plane tickets with your cruise loan for one simple payment plan.
Hotels & Resorts
Bundle your pre- or post-cruise hotel stay into your Friendly Military Travel loan.
Car Rentals
Add rental cars to your financing package and enjoy flexibility at your destination.
Cruises
Cover your entire cruise—from cabin to meals and entertainment—under one loan.
Apply Today – Cruise Now, Pay Later
Don’t wait to take the vacation you deserve. At Friendly Military Travel, we make cruise financing simple, affordable, and stress-free. Apply online today from your computer or smartphone and enjoy fast approvals with no down payment required.
Apply NowYour dream cruise is only a few clicks away—book today and pay later with Friendly Military Travel!
Frequently Asked Questions – Military & Government Cruise Financing
Yes! Active duty military, veterans, and retired service members can use our Cruise Now & Pay Later program to finance cruises, including the cabin, meals, entertainment, and more.
Absolutely. U.S. government employees—including USPS, VA, NIH, Social Security Administration, and Department of Defense personnel—can qualify for cruise financing.
Yes. Friendly Military Travel can include your plane tickets to the cruise port in your loan, making it easy to finance your entire travel experience in one simple payment plan.
We finance cruises with all major cruise lines, including Carnival, Royal Caribbean, Disney Cruise Line, Norwegian, Princess, Celebrity, Cunard, Costa, and many smaller or charter cruise options.
Our approval process is fast and convenient. Most travelers can complete their online loan application and receive approval the same day, allowing you to book your cruise immediately.